Terms & Conditions

Legal Disclaimer

Important Information - Please Read Carefully

Educational Purposes Only

The information provided by Crypto-Girls ("we," "us," or "our") on crypto-girls.com and through our courses, materials, community platforms, and any related services is for educational and informational purposes only. All content is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

Not Financial, Legal, or Tax Advice
Kelli, Susan, and Crypto-Girls are NOT certified public accountants (CPAs), licensed financial advisors, registered investment advisors, attorneys, or tax professionals. Nothing contained in our courses, website, videos, social media, community forums, or any other materials constitutes financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.
The content we provide is based on our personal experiences, research, and education. It should not be considered a substitute for professional advice from qualified professionals such as:

• Certified Public Accountants (CPAs)

• Licensed Financial Advisors or Investment Advisors

• Estate Planning Attorneys

• Tax Professionals

• Insurance Professionals
   

Consult Qualified Professionals
Before making any financial, legal, tax, or investment decisions, you should consult with qualified, licensed professionals who can evaluate your specific circumstances and provide personalized advice. Every individual's financial situation is unique, and what works for one person may not be appropriate for another.

We strongly encourage you to:

• Consult with a CPA or tax professional regarding tax strategies and implications

• Work with a licensed attorney for LLC formation, trust creation, and estate planning

• Speak with a licensed financial advisor about investment strategies

• Engage insurance professionals when considering life insurance products

• Verify all information independently before taking action
   

Investment Risks & No Guarantees
Cryptocurrency investments carry substantial risk and are highly volatile. The value of cryptocurrencies can fluctuate dramatically, and you could lose some or all of your investment. Past performance is not indicative of future results.

We make no guarantees, representations, or warranties regarding:

• Investment returns or performance

• The success of any strategy discussed

• The suitability of crypto investing for your situation

• Future market conditions or cryptocurrency values

• Tax savings or financial outcomes
   

Your Responsibility
By accessing our content and courses, you acknowledge and agree that:

• You are solely responsible for your own financial decisions

• You will conduct your own due diligence and research

• You will consult with qualified professionals before implementing any strategies

• You understand the risks associated with cryptocurrency investing

• You will not hold Crypto-Girls, its founders, or affiliates liable for any losses
   

Intellecutal Property
All content on Crypto-Girls.com, including text, videos, images, branding, e-books, and digital guides, is the property of Crypto-Girls and protected by copyright and intellectual property laws.
You may not reproduce, redistribute, or exploit any content for commercial purposes without written permission.

User Conduct
By using this site, you agree not to:
* Use the site for unlawful or harmful purposes
* Attempt to gain unauthorized access to any system or data
* Disrupt or interfere with site functionality or other users
* Impersonate Crypto-Girls.com or their business for any reason

Affiliate Relationships & Compensation
Crypto-Girls may receive affiliate commissions or compensation when you use certain products, services, platforms, or exchanges that we recommend or link to. This includes but is not limited to:

• Cryptocurrency exchanges

• Hardware wallet manufacturers

• Tax software providers

• Insurance companies

• Educational platforms
   

These affiliate relationships do not influence our educational content, and we only recommend products and services we genuinely believe may benefit our students. However, you should be aware that we may receive compensation for these recommendations.

No Professional Relationship
Your use of our courses, materials, and community does not create a professional relationship (financial advisor-client, attorney-client, accountant-client, or any other professional relationship) between you and Crypto-Girls, Kelli, Susan, or any of our affiliates.

Compliance & Regulations
Cryptocurrency regulations vary by jurisdiction and are constantly evolving. It is your responsibility to understand and comply with all applicable laws, regulations, and tax requirements in your location. We do not provide guidance on legal compliance or regulatory matters.

Third-Party Information
Our content may reference or link to third-party websites, resources, or information. We are not responsible for the accuracy, legality, or content of any third-party materials. Any reliance you place on such information is strictly at your own risk.

Limitation of Liability
To the fullest extent permitted by law, Crypto-Girls, its founders (Kelli and Susan), instructors, employees, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use of or inability to use our services or content

• Any investment decisions you make based on our educational content

• Any errors or omissions in our content

• Unauthorized access to or alteration of your data

• Any other matter relating to our services
   

Changes to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the modified disclaimer.

Assumption of Risk
By enrolling in our courses or using our materials, you acknowledge that:

• Cryptocurrency investing is highly speculative and risky

• You could lose your entire investment

• Market conditions can change rapidly

• Technology risks exist (hacking, loss of access, exchange failures)

• Regulatory changes could impact your investments

• You are voluntarily choosing to invest and accept all associated risks
   

Educational Community
Our private community forums and groups are for educational discussion and peer support only. Information shared by community members represents their personal opinions and experiences and should not be considered professional advice. Always verify information independently and consult qualified professionals.

Contact for Questions
If you have questions about this disclaimer, please contact us through the contact form on our website at crypto-girls.com.

By accessing our website, enrolling in our courses, or using any of our materials, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety.

Last Updated: November 1, 2025
Crypto-Girls is committed to providing quality educational content while ensuring you understand the importance of professional guidance for your specific situation. We're here to educate and empower—your financial decisions remain your responsibility.